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Whole life insurance policy policies are non-correlated properties. Regardless of what takes place in the market (supply, actual estate, or otherwise), your insurance policy preserves its well worth.
Market-based investments grow wealth much quicker yet are exposed to market fluctuations, making them inherently risky. What if there were a third pail that supplied security yet likewise moderate, guaranteed returns? Whole life insurance coverage is that third pail. Despite how diversified you assume your profile may be, at the end of the day, a market-based financial investment is a market-based investment.
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